Your one-of-a-kind
car deserves
one-of-a-kind care
Masterpiece
®
Classic Car Insurance
2
We know your classic car is your passion, and the car you’ve
always wanted.
Our team at Chubb shares your enthusiasm for classic cars. For almost a century,
we’ve worked with some of the most unique vehicles to deliver outstanding
insurance protection and service. We insist on using original quality parts for
repairs. And because we know one of the greatest joys of having a car is driving it,
we don’t place limits on kilometres, meaning you can attend a show or go out for a
Sunday ride with your family without staring at the odometer.
At Chubb, you’re more than a claim. You’re our client.
SM
We look for ways to say yes.
SM
If you experience a claim, we make sure you’re made whole again quickly.
We look for ways to do more.
SM
We can provide comprehensive insurance protection to suit your unique needs, and
we go above and beyond when it comes to protecting our clients.
97%
of Chubb clients
who had a claim
paid were highly
satised with their
claims experience.
More than another car. It’s your dream.
3
A classic car isn’t just an investment — it’s personal.
Whether you’ve inherited your father’s Corvette
®
or restored a vintage Porsche
®
,
we oer insurance protection and service that’s tailored to your needs at every step.
That’s where our knowledgeable claims adjusters come in. If your car is involved in
an accident, you can rest easy knowing that our team will make sure your repairs
will be done the right way every time.
Our expert team of claims adjusters ensures your car is repaired according to
manufacturer’s specications.
Our experienced claims adjusters:
We protect your experience on
the road at every turn.
*Our claims adjusters hold a Platinum designation from the
Inter-Industry Conference on Auto Collision Repair (ICAR).
Hold the highest professional
designation* for car safety
and repair
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Help you select a repair shop
you want to work with, or refer
you to our elite network of
classic car restoration shops with
the equipment and knowledge
necessary to x your vehicle
Are on the ground during
catastrophic events like
windstorms, wildres, or
earthquakes, to ensure Chubb
clients receive the help and
attention they need quickly
and seamlessly
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We look for ways to say yes.
Getting you back on the road is our top priority
In 98% of all claims, Chubb claims adjusters make contact within
24 hours of the initial report. They have the authority to pay claims,
and they can’t deny a claim without a manager’s approval.
You won’t hear “good enough”
If something needs to be replaced, we’ll replace the details that made
your car special too. We’ll always cover your choice of repair shop, or
connect you to our network of top experts — even if that means sending
your car out of province or overseas if necessary for repairs. And we’ll
never ask you to sacrice on quality, because we insist on repairing
your car with Original Equipment Manufacturer (OEM) parts, or we’ll
pay for fabricated parts if the originals aren’t available.
You’ll be treated with empathy
If something happens, you deserve an insurer who treats you with
empathy and works quickly to make you whole again. If your car can’t
be repaired, we’ll pay you the full Agreed Value. Or, if you prefer to
salvage or refurbish any of the parts, you can keep the car, and we’ll
reduce your claim payment by the salvage value of the vehicle.
We make the claims
experience faster
with less ne print,
and we’ve trained
our claims adjusters
to consult you
within 24 hours.
When a Chubb client’s metallic
silver 1956 Mercedes-Benz
®
300 SL
Gullwing’s brakes failed backing out
of the driveway, there was only one
way to stop it: the tree at the bottom
of the cul-de-sac. This vintage car was
in bad shape, with damage to the rear
bumper, fenders, and trunk. Chubb
stepped in to make sure the car was
restored with like-quality parts, and
helped monitor the repairs directly
with the restoration shop. And when
the cost of the repairs grew while
bringing the car back to manufacturer
standards, Chubb didn’t bat an eye.
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11
We look for ways to do more.
You’ll benet from our focus on prevention and protection
We’ll make sure you have comprehensive, not patchwork, insurance
protection. At Chubb, we look to prevent issues from happening in the
rst place. We oer tips and advice on how to protect your car, and for
larger collections, we’ll even come to your garage to inspect and identify
any re, water, or other potential risks.
You’ll have access to premier car experts and enthusiasts
We have strong relationships with top auction houses, car clubs, and
classic car historians, so the ability to help you grow your collection is just
a call away. With our decades of experience handling classic car claims,
we can oer referrals to the best restorers and parts dealers worldwide.
Your Chubb team will understand your needs
We know how important your time on the road is, so we work hard to
make it easy for you. Do you have a new addition to your classic car
collection? Once you have a Classic Car policy with us, your coverage
automatically extends for 30 days from the date of purchase for any
classic car that you subsequently acquire anywhere in the world.
We go above and
beyond the services
found in a standard
contract and oer
solutions that keep
you one step ahead.
A re occurred in a client’s garage
after a heater malfunctioned, causing
extensive smoke damage to several
of the client’s classic cars. Chubb
gave the client the option of either
accepting a total loss settlement or
having the cars restored and repaired.
Because the cars had signicant
sentimental value, the client decided
to restore them. Chubb stepped
in immediately and sent an expert
in smoke damage remediation to
evaluate the damage, and the cars
were carefully returned to their
original condition.
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Let us raise
your expectations.
Here are just a few reasons why 97% of our clients surveyed would recommend Chubb to a family
member or friend:
1
The Freedom
to Drive
We never put a kilometre limit
on hobby use, so you can
enjoy your classic car without
checking the odometer. You also
don’t need authorization from
us before participating in non-
competitive rallies or tours.
4
OEM Parts
We always insist on Original
Equipment Manufacturer (OEM)
parts so your car is repaired the
right way every time. And if OEM
parts aren’t available, we’ll pay
to fabricate parts for the best
quality replacements possible.
2
Total Loss
Settlement
You agree to the value of your
car when your policy is written.
If it’s damaged beyond repair,
from a covered peril, we’ll write
a cheque for the Agreed Value
amount.
5
Newly Acquired
Car Coverage
We provide insurance protection
and automatic coverage
worldwide for your newly
purchased classic car for the rst
30 days.
3
No Deductible
A deductible does
not apply to any of your
classic cars insured through
the Masterpiece
®
Classic Car
Program.
6
Restoration
Referrals
With decades of experience
handling classic car claims, we
can refer you to top restoration
experts and parts dealers across
the country and worldwide.
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Experience the
Chubb dierence.
At Chubb, we’re always looking for ways to do more for our clients. The chart below shows the level of insurance protection
you can expect when you’re a Chubb client. Work with your independent broker to ll out the right-hand column to see where
you’re protected today, and where Chubb can raise your expectations.
Protection
with Chubb
Your
protection
today
No kilometre limits on hobby use
Total loss settlement with no deductible
Agreed Value at the time your policy is written
Ability to retain your salvaged car as part of your claims settlement
Repairs done using Original Equipment Manufacturer (OEM) parts, or
coverage for fabricated parts if the originals aren’t available
Unlimited worldwide coverage for newly acquired cars for up to 30 days
*
Access to our qualied restoration and repair network
Unlimited towing assistance in the event of an accident
Trailer coverage
O-premises coverage while your car is being maintained or repaired
Coverage up to $1,000 to repair or replace spare parts
Coverage up to $500 per car to relocate due to threat from a covered peril
(earthquake, wildre, etc.), including fuel, paid drivers, and temporary storage
*Limited to physical damage coverage only.
The claim scenarios described herein are hypothetical and are oered solely to illustrate the types of situations
that may result in claims. These scenarios are not based on actual claims and should not be compared to actual
claims. The precise coverage aorded by any insurer is subject to the terms and conditions of the policies as issued.
Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms
and conditions of the policy as issued and applicable law.
This communication contains product summaries only. Whether or not or to what extent a particular loss is covered
depends on the facts and circumstances of the loss and the terms and conditions of the policy as issued. Chubb is the
marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of
these subsidiaries, please visit our website at www.chubb.com. In Canada, Chubb operates through Chubb Insurance
Company of Canada and Chubb Life Insurance Company of Canada. Insurance provided by Chubb Insurance
Company of Canada. All products may not be available in all Canadian jurisdictions. In the United States, insurance is
provided by ACE American Insurance Company and its U.S.-based Chubb underwriting company aliates. Coverage
is subject to the language of the policies as actually issued. Chubb is the world’s largest publicly traded property
and casualty insurance group. With operations in 54 countries, Chubb provides commercial and personal property
and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a
diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange
(NYSE: CB) and is a component of the S&P 500 index.
PRS2019
For more information
Please contact your broker or visit
www.chubb.com/expectmorecanada
Chubb is a premium insurer that specializes in serving successful
families and individuals with more to insure. With over a hundred
years of experience in 54 countries around the world, Chubb has a
history of nding ways to say yes and ways to do more for our clients.
